Healthcare

info box:
Healthcare is something we all should have, thanks to the baying power of the NAFBAE membership this has brought the cost within easy reach.

 

Private healthcare has in the past been expensive, but not now, thanks to NAFBAE and Eastlake & Beachell.

This is exclusively available to NAFBAE members only and represents a very serious advantage to its membership.

Features include:

  • Exclusive to NAFBAE members
  • Flat rate per member irrespective of age or location
  • Can include wives and children, and other immediate family.
  • Covers a wide range of common problems.
  • Pre existing problems automatically covered after two years.

Simplyhealth

Simplyhealth offers members private medical cover for treatment in the United Kingdom with a wide range of additional benefits. It offers 2 scales of cover at a fixed price that is not linked with age or to claims incurred. The scheme provides members with benefits covering initial private consultations, through to specialist, hospital and aftercare treatment.


Benefits

The benefits available through membership of Simplyhealth offer amazing value for money, and include the following:

Benefits   Cover Available   Notes

In-patient & Day-patient Treatment

Hospital charges   yes   At accredited hospitals

Consultants'/specialists' fees   yes   Specialist appointed by us or our accredited hospitals

Diagnostic tests   yes    

Radiotherapy/chemotherapy   no    

Psychiatric treatment   no    

Out-patient Treatment

Consultations with a consultant/specialist   yes    

Diagnostic tests   yes    

Physiotherapy, chiropractics and osteopathy   yes   Specialist appointed by us up to 10 sessions per condition per year

Radiotherapy/chemotherapy   no    

Psychiatrists   no    

Additional Benefits

Nursing at home   no    

Private ambulance   no    

Parent accommodation when staying with a child covered by the scheme   yes   One parent only

NHS cash benefit   *max £12 per night   Payable each night for a maximum of 100 nights

* Only available with the Cashplus option. Further information is available in the Living Life brochure.
         

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Are there any exclusions particular to Simplyhealth ?

In add-on to the general exclusions detailed in the Association of British Insurers (ABI) Consumer guide to Private Medical Insurance (PMI), Simplyhaalth does not cover you for the following:

  • Cardiac and thoracic surgery.
    neurosurgeny, maxillo- facIal surgery,
    ophthalmology, and vascular and
    peripheral arterial surgery.
  • ln-patient:- general medicine,
    rheumatology, dermatology and
    gastroenterology.
  • In-patient/Day-patient:- neurology
    and cardiology.

If you would like more information on what is not covered by Simplyhealth please refer to the Membership Terms and Conditions booklet which is available on request. Please contact
Eastlake & Beachell on: 0116 2550226


Is there a maximum amount that I can claim in any one year ?

Simplyhealth has only one interest, to get you healthy. Therefore, we do not apply a maximum value to your claims or private treatment. So no matter how expensive the treatment is, we will

never stop your treatment until it has been completed.


Are there any additional features and benefits ?


Simple health line
The SimpIyhealth line is a dedicated confidential telephone service for our members. It gives access to professional health advisers 24 hours a day, 365 days a year, and offers;

  • A medical advisor service providing
    advice and guidance on appropriate
    action that should be taken for various
    medical symptoms.
  • A medical information service for
    information about medical conditions,
    including useful fact sheets and
    suggestions on suitable self-help groups.
  • A counseling service for support
    and comfort.
    Round the clock, Simplyhealth members can talk to a professional health adviser about worrying symptoms, information on diagnosed medical conditions or help with emotional problems.


Surgical Appliances

Simplyhealth pay 75% of the cost of a prescribed surgical appliance in any 2 year period. This is paid for as many different surgical appliances as you are prescribed and does not have a maximum limit applied to any claim.


Is a claims excess available ?

Unlike many other schemes, SimpIyhealth has neither a compulsory nor an optional claims excess. Therefore, you will never have to worry about any hidden costs or large bills for treatment.
If you would like further information on the benefits of the scheme, please do not hesitate to contact our Simplyhealth Benefits Team on:0116 2550226

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